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FIRE POLICY

Standard Fire Policy Covers loss and/or damage by fire and/or Lightning. Explosion in Boiler, economizer is also covered for buildings of domestic use.

FIRE AND ALLIED PERILS

The perils covered under the policy are Fire, Lightning, Earthquake, Storm, Tempest, Flood, Bursting & Overflowing of Water Tanks and Apparatus, Impact Damage, Aircraft Damage, Riot & Strike damage, Malicious Damage and Explosion.

INDUSTRIAL ALL RISKS

Industrial All Risks Insurance is a wider cover than Traditional “Standard Fire and Allied Peril Insurance Policy”. It is an all risks policy covering a wider range of perils such as Fire and Allied Perils, Burglary, Accidental Damage, Explosion, Breakdown of Machinery (MBD) as well as Business Interruption (BI), etc. Risks for MBD & BI are an extension of the IAR Policy.

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